Every Financial Journey Has a Day One
Start with a Complimentary Conversation

A structured approach to helping you take control of your financial future.

We offer financial advice across a wide range of areas, from money management and future planning to major financial decisions such as investments and wealth strategies, as well as entity structuring, superannuation (including SMSFs), personal insurance, estate planning, and tax planning.

Whether you’re a blue-collar worker, business owner, professional, investor, or just beginning your financial journey, Day One will help you build a clear, tailored plan and guide you through every step.
Individuals
Families
Professionals
Starters
Builders
Business Owners
Pre-Retirees
Retirees
Individuals
Families
Professionals
Starters
Builders
Business Owners
Pre-Retirees
Retirees

Investing and Wealth Management

Whether you’re a group of friends entering a property joint venture, businesses collaborating on a project, starting a new business from scratch, or a sole trader entering a new industry, getting the structure and strategy right from the beginning is critical. Starting correctly can protect you from costly mistakes down the track.

We guide business owners through setup, planning, and scaling, providing clarity on structures, financial strategy, and compliance so you can focus on growth with confidence.
Investing
Portfolios
Growth
Risk
Diversification

Structures and Entities

Before you begin your business or investment venture, set up the right structure from the start. Your intentions matter. Entering a business venture are you expecting it to be short or long term? Building long term or generational wealth? Planning for early retirement? Are you setting up a fund to assist your children after they are grown? Each of these goals plays a critical role in ensuring the structure is right for your specific scenario.

We help you establish discretionary trusts, trading and investment companies, SMSFs, and custody trusts, with advice tailored to protection, tax efficiency, and short or long-term growth.
Trusts
Companies
Structuring
Protection
Succession

Superannuation and SMSF

Seeking greater control over how your super is invested? Unsure if control is what you are after? We can help you understand the importance of Superannuation and the benefits of maximising your time and the tools available in the Superannuation sector.

We provide advice across Retail Funds, Super Wraps, and Self-Managed Super Funds (SMSF), helping you determine whether an SMSF is appropriate and how to structure and manage your super in a way that is tax effective, compliant, and aligned with your long-term goals.
Super
SMSF
Contributions
Compliance
Optimisation

Estate Planning

Estate planning has several layers and goes far beyond simply having a will in place. It is about protecting your assets, clearly documenting your wishes, and ensuring your wealth is transferred in a tax effective and controlled way.

Family dynamics play a critical role. Whether you have a blended family, children, siblings, or no children at all, your intentions matter. You may wish to provide for a spouse, nieces or nephews, living parents, or other loved ones. These considerations are best addressed while relationships are strong and life is settled. Thoughtful planning helps ensure your estate is distributed as intended, even if circumstances change in the future, including the possibility of a spouse moving on or remarrying.

We help you put the right strategies in place, including comprehensive wills, testamentary trusts, letters of wishes, and enduring powers of attorney, so your estate works as intended and the people you care about are protected.
Wills
Estates
Beneficiaries
Legacy
Trusts

Retirement Planning

Retirement planning is about more than choosing when to stop working. Is retirement on the horizon? Do you hope to have more in superannuation? We can help you create a 5 to 10 year plan to navigate employment, super, and retirement as efficiently as possible.

Our advice brings together superannuation, investments, tax strategies, estate considerations, transitions to retirement, pensions, and income streams, helping you take advantage of strategies you may not be aware of and move into retirement with confidence and clarity.
Retirement
Pensions
Income
Lifestyle
Longevity

Tax Strategies

Stay ahead with proactive tax strategies that align with your overall financial goals. Whether your situation is simple or involves multiple income sources, entities, or businesses, we help you evaluate your marginal tax rates, make the most of deductions, and implement strategies to optimise your tax position for the year ahead and into the future.

We also consider trust distributions, contributions to superannuation, and other planning opportunities, ensuring your tax strategy works seamlessly with your broader financial plan.
Tax
Minimisation
Structuring
CGT
Efficiency

Start-up, Businesses and collaborations

Whether you’re a group of friends entering a property joint venture, businesses collaborating on a project, starting a new business from scratch, or a sole trader entering a new industry, getting the structure and strategy right from the beginning is critical. Starting correctly can protect you from costly mistakes down the track.

We guide business owners through setup, planning, and scaling, providing clarity on structures, financial strategy, and compliance so you can focus on growth with confidence.
Advisory
Growth
Cash Flow
Exit
Succession

Insurance

Personal insurance plays a critical role in protecting your income, assets, and long term financial plans when life takes an unexpected turn. The right cover provides certainty and peace of mind, ensuring financial pressure does not derail your broader strategy.

We provide advice across the following areas:

Life Insurance
Provides financial support to your family or dependants in the event of death, helping cover debts, living expenses, and future financial needs.

Total and Permanent Disability Insurance
Offers protection if illness or injury prevents you from ever returning to work, helping secure long term financial stability when earning capacity is lost.

Trauma Insurance
Pays a lump sum upon diagnosis of a serious illness or injury, providing flexibility to cover medical costs, reduce debt, or take time away from work during recovery.

Income Protection Insurance
Helps replace a portion of your income if you are unable to work due to illness or injury, supporting ongoing expenses and lifestyle while you recover.

Our approach ensures each policy is structured correctly, aligned with your financial goals, and integrated with your overall plan.
Life
Income
TPD
Trauma
Business

Your First Step

Your initial consultation to explore suitable strategies, understand your current position, and outline clear, practical next steps.
Start with a Complimentary Conversation

Our Process

A measured approach built on listening, clarity, and long-term thinking. We focus on thoughtful strategy, transparent advice, and an ongoing relationship that supports you through every stage.
Get In Touch

1. Discovery

We start with a conversation to understand your goals, priorities, and current situation. This stage is about listening, asking the right questions, and gaining clarity before any advice is provided.

2. How We Can help

Using what we’ve learned, we present a considered strategy, or multiple strategies where appropriate, aligned to your objectives and circumstances. The focus is on structure, balance, and long term direction rather than short term decisions. Once you are comfortable with the proposed approach, you can make an informed decision on whether to proceed.

3. Statement of Advice and Engagement

Once you decide to proceed, we formalise the strategy in a clear Statement of Advice. This outlines the recommended approach, key considerations, benefits, risks, and costs. At this stage, we also confirm the scope of the engagement, which is typically structured over a 12 month period, or an alternative arrangement where appropriate, providing clarity on how we will work together moving forward

4. Implementation

Once the advice and engagement are agreed, we support you through implementation and guide you as the strategy is put into action. This is where the plan becomes reality, with ongoing support provided throughout the engagement. Advice does not stop here. This is an ongoing relationship that evolves as your circumstances change.

5. Review and End of 12-Month Review

We review your strategy at least annually (or determined by you and agreed to prior) to ensure it remains aligned with your goals, personal circumstances, and any legislative or market changes. Adjustments are made thoughtfully and strategically, not reactively.

Accessibility

We believe everyone deserves access to quality financial advice. Regardless of age, background, or financial position, our role is to help you take control of your financial narrative and move forward with clarity.

Clarity and Simplicity

Good advice should be clear, concise, and easy to understand. We explain complex concepts in plain language, in an approachable and non-intimidating way. Our focus is on reducing overwhelm and creating a calm, structured path forward.

Goal Focused Advice

We provide tailored financial advice that aligns with your goals and values. Every strategy is designed with purpose, ensuring decisions are made in support of what matters most to you, both now and into the future.

Rod Mahlooji

MFinPlan, GradDipFinPlan, SMSF, BEng (Civil and Construction), CDec
Rod has extensive knowledge across multiple financial disciplines and holds a Master of Financial Planning and a Graduate Diploma of Financial Planning, with accreditation in Self-Managed Super Funds. He also holds a Bachelor of Engineering in Civil and Construction.

The Journey

At the core of my work is a genuine love for talking with people, building rapport, and being useful in their lives. I am driven by helping others navigate the world of finance with confidence, clarity, and a sense of control over their decisions.My professional journey began in civil and construction engineering, where I worked from 2014 to 2022 in project management roles. That experience shaped the way I think, plan, and problem solve, developing a strong foundation in structure, discipline, and long term thinking.

A turning point came when I co founded a business with my fiancé. Building a business from the ground up sparked a deep interest in the start up space and the practical challenges business owners face, from securing a location and signing a lease to building a brand, pricing services, targeting the market, and growing sustainably. Alongside this, I naturally took on an advisory role within the business, helping guide decisions and strategy.

That experience made it clear that financial advice was where I could have the greatest impact. I wanted to work in a role where guiding people through decisions, planning for the future, and helping them navigate complexity could be my day to day focus. After gaining experience working alongside a fellow adviser, I made the decision to establish my own practice.

Today, I work as a planner for people across all stages of life and areas of complexity, not just business owners. My approach is grounded in understanding what matters most to each client and providing structured, thoughtful advice that supports informed decisions and long term outcomes

Accreditations

Master of Financial Planning (MFinPlan)

Graduate Diploma of Financial Planning (GradDipFinPlan)

Self-Managed Super Fund Accreditation (SMSF)

Bachelor of Engineering – Civil & Construction (BEng)

Diploma of Project Management (Commisioner for Declarations)

What People Say

Client experiences with Rod.

Rod’s approach is calm, considered, and genuinely client-focused. He explains complex matters clearly and takes the time to understand what’s important to us. The process feels structured and reassuring.

‍— Client

Rod’s approach is calm, considered, and genuinely client-focused. He explains complex matters clearly and takes the time to understand what’s important to us. The process feels structured and reassuring.

‍— Client

Rod’s approach is calm, considered, and genuinely client-focused. He explains complex matters clearly and takes the time to understand what’s important to us. The process feels structured and reassuring.

‍— Client

Rod’s approach is calm, considered, and genuinely client-focused. He explains complex matters clearly and takes the time to understand what’s important to us. The process feels structured and reassuring.

‍— Client

Rod’s approach is calm, considered, and genuinely client-focused. He explains complex matters clearly and takes the time to understand what’s important to us. The process feels structured and reassuring.

‍— Client

Rod’s approach is calm, considered, and genuinely client-focused. He explains complex matters clearly and takes the time to understand what’s important to us. The process feels structured and reassuring.

‍— Client

Financial Services Guide
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FAQs

How Much Do You Charge For A First Meeting?

There is no fee for your initial meeting with a financial adviser, or for one more follow-up meeting needed to understand your situation and determine how we may be able to assist. If you decide to proceed with financial advice or other services, any fees will be explained and agreed upon before moving forward.

Who Do You Typically Work With?

We work with a wide range of clients, including business owners, employees, students, start-ups, families, young couples, and parents. Advice is tailored to suit each person’s unique circumstances and goals.

I Already Have An Accountant, Do I Need A Financial Adviser?

An Accountants work can be focused on what has already occurred financially. A financial adviser, on the other hand, focuses on forward-looking strategies. When working together, an accountant and a financial adviser can complement each other to ensure your financial, tax, and investment strategies are aligned for the future.

I Am Looking To Start A Business Can A Financial Adviser Help?

Yes. A financial adviser can help you plan and structure your new business. This includes guidance on the most appropriate business structure, tax considerations, and establishing the necessary entities.

What Does Our Engagement Look Like?

Ongoing advisory engagements are typically 12-month journeys, with the option to renew annually. Alternatively, advice can be provided on a once-off, monthly, or hourly basis, depending on your needs.

I Only Need Advice Regarding A Decision, Can It Be One-Off Advice?

Yes. Advice can be provided without an ongoing engagement and can cover any area. It will be delivered as a Statement of Advice in document form, with no further ongoing advisory required.

What Do I Need To Bring To Our First Consultation?

Please bring a valid form of ID (such as a driver’s licence or passport) for identification. While no other documents are mandatory, bringing items related to the advice you seek can be helpful. Examples include Superannuation statements, Loan documents, Company documents, Trust Deeds.

I Am Unable To Come In For Face-To-Face Meetings, Can I Work With You Remotely?

Advice can be provided either in person or remotely via phone or video. This allows you to receive guidance and support no matter where you are located whether in Australia or overseas

How Do I Know If I Need A Financial Adviser?

If you want help planning your financial future, making investment decisions, or achieving specific goals, a financial adviser can provide guidance. The first meeting is designed to understand your situation and determine whether financial advice is right for you and without any obligation to proceed.

What Can A Financial Adviser Do For Me?

A financial adviser can help you develop strategies to manage and grow your wealth, protect your assets, and plan for the future. Advice can include:

• Investment strategies, including property, shares, ETF’s
• Tax-effective investing (including dividends and franking credits)
• Superannuation and SMSF strategies
• Property and debt strategies (including debt recycling)
• First home buyer guidance
• Business structuring and start-up considerations
• Business acquisitions
• Asset protection strategies
• Joint ventures (business, property, or SMSF)
• Estate planning

Where appropriate, a financial adviser can also work alongside your accountant and solicitor to ensure your financial strategies are aligned.

What Does The Journey Look Like To See A Financial Adviser?

It starts with an initial meeting to discuss your goals and see if advice is right for you. We then gather your information, agree on terms, and prepare a personalised Statement of Advice. Once accepted, recommendations are implemented, with ongoing support and a 12-month review. Alternatively, you can engage an adviser on an ad-hoc basis where the advice permits.

How Much Does It Cost To Work With You?

The cost depends on the scope of advice. For advice on a single area, such as superannuation, fees are limited to the work required for that area. For broader advice covering multiple areas—such as superannuation, investments, business, and property—the cost reflects the additional work and complexity involved. All fees are discussed and agreed upon before proceeding.

Do I Need To Be Earning A Certain Income To See A Financial Adviser?

No. There is no minimum income or net worth required to meet with a financial adviser.

My Goal Is To Buy A First Home, Can A Financial Adviser Help?

Yes. A financial adviser can help you explore strategies to make buying your first home more achievable. Some plans may require implementation well in advance to maximise their effectiveness.

I Am An Australian Expat Working Overseas. Can You Still Assist Me?

Yes. A financial adviser can provide guidance and strategies tailored to your circumstances, even while you are living and working overseas.